Are you looking for a 60 month loan and want to make sure you find the best rate?
Not only will we provide you with the ranking of the best 60-month credit rates thanks to our credit comparison service, but we will also simplify the procedures for obtaining it.
Best 60-month credit rate
To find the best 60-month credit rate, we regularly check all the best offers from all the major credit organizations like Bankate or Viloan. We have in our databases, all the rates for all the durations, all the amounts and all the types of project. You can therefore easily obtain the classification of the best rates whatever the credit you are looking for.
But it doesn’t stop there. Thanks to our exclusive questionnaire, you will get a personalized proposal of the 3 best credit rates corresponding to your file. You can decide to question these 3 best organizations to find out if they are ready to accept you for your 60-month credit application. We recommend filing at least 2 requests so as not to be left with nothing if the credit at the cheapest rate was not granted.
And as questioning the credit organizations is not engaging and some people make attractive offers but refusing most of the applications, we have developed an exclusive system: we offer a non-binding assessment to the organization that proposed the cheapest 60 month loan.
Your file will only be engaged when you return your entire file with all the documents necessary for the definitive opening of your 60 month credit. During this first step, you will know if the credit organizations are ready to follow you based on your statements. They have the right, the consumer credit law authorizes them to do so.
Auto loan 60 months or work credit 60 months
Whatever the type of project for your 60 month loan, you will find an answer on our site. If you want to acquire a new vehicle with a 60 month car loan, you must select “car loan” in the project menu of our simulator. What is important to remember for a 60 month car loan to finance a new vehicle is that you will have to provide proof of purchase.
It is the same thing for a 60 month work loan. For these 2 types of 60 month loan, the rates are a little cheaper than the personal loan but you have to justify the type of project including the 60 month work loan.
If you are looking for credit without proof of use of money, the 60-month personal loan is made for this. For this type of loan, you do what you want with the money.
The cheapest 60-month credit, the proof
To understand the differences that can exist from a 60 month loan to the next in terms of rate and therefore cost of credit, here is a rather striking little demonstration.
Take a loan of 15,000 USD in the form of a 60-month loan for a car, probably the most requested credit in France. Here is the difference between the cheapest and the most expensive credit institution:
- The cheapest fixed APR rate: 4.30% monthly payment: 277.72 USD total cost of credit: 1663.20 USD.
- Most expensive fixed APR rate: 7.89% monthly payment: 301.41 USD total cost of credit: 3084.60 USD.
Or more than 1400 USD difference for exactly the same credit 60 months! And the most expensive organism during our survey (10/13/2014) is very well known, you see it regularly on TV. For the cheapest rate, we owe it to Astro Finance ! So don’t get mowed and compare before you decide!
60 month credit: beware of false comparators!
As you have just seen, for our 60 month credit comparison, you had a transparent comparison, in particular because we index our ranking on the APR rate, the annual effective annual rate. This rate is a legal obligation in terms of communication on consumer credit. In addition, it includes all the costs of a credit, including administration fees if there are any. It is therefore perfect for being able to offer a 60-month objective credit comparison, but also for any credit comparison.
However, a large number of our competitors do not indicate this. And for good reason, their ranking is based on the money they will receive from credit agencies and not on what they earn customers. So if you want to find the best 60 month credit: beware and make sure you see the taeg rate in the ranking.